Fire damage reconstruction · Homes · Apartments · Commercial
Rebuild what you had. Priced line by line.
Insurance estimates vary. We price the rebuild line by line. We offer a free on-site second look at the rebuild cost, with no obligation: we walk the property with you, put the scope in writing, and give you a line-by-line price to restore it. Yours to keep.
Lombardi Property Development, LLC (LPD Builders) is a licensed contractor (CSLB #1082065), not a public adjuster or law firm. We price construction. We don’t negotiate claims, interpret your policy, or give legal advice.
Licensed
California general contractor, CSLB #1082065. General liability insurance; certificate on request.
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Assess
02
Scope
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Rebuild
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Restore
A free walkthrough, yours to keep whether or not we work together
01
Scope of damage, in writing
What the fire burned, and where smoke, soot and water have reached beyond what's visible.
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A rough repair range
A realistic number to plan on before you commit to anything or sign off on any scope.
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Code and seismic items
Upgrades the permit process is likely to trigger, priced in before work starts, not discovered mid-construction.
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The road ahead
What a rebuild involves: drawings, permits and a realistic rough schedule.
We walk the property with you or your representative, no drawings needed. You get scope and range in writing, plus a firm date for the detailed estimate. No obligation. You're free to share our line-item construction price with your insurance company, public adjuster, attorney or other professionals of your choosing.
In the meantime · three things to do this week
01
Photograph and save everything
Including receipts for board-up, temporary power, security and hauling.
02
Know the rebuild cost before you sign a release.
If you have questions about a release, you may want to talk with a licensed public adjuster or attorney of your choosing. LPD is not a public adjuster or law firm.
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Ask for the line-item estimate
Not just a total, and keep records of downtime and extra expenses.
What owners should know
Where should we look for hidden fire damage in a home?
Smoke and soot travel. We find them in attic insulation, on the underside of roof sheathing, inside wall cavities and through the ductwork. Charred framing can look solid and still have lost strength. At the walkthrough we look in those places and write down what we see. Where odor or residue is in question, an industrial hygienist can test before anyone settles on a cleaning-only scope.
Why can a permit add work in rooms the fire never reached?
Once a permit is pulled, the city applies today's code. In an older Bay Area home that can mean foundation bolts and shear walls, a new electrical panel, smoke and CO alarms, energy-code items and, in some cities, fire sprinklers. We list these as separate code items so nothing surprises you mid-job. Whether your policy pays for them depends on its ordinance-or-law coverage. A public adjuster or attorney can advise you on that.
How long does a home rebuild usually take?
A smoke and partial repair can take a few months. A full rebuild often runs a year or more. Drawings and plan check alone can take several months, depending on the city. At the walkthrough we give you a rough schedule, step by step, so you can plan where your family lives in the meantime.
Do I choose the contractor, and will you work with my public adjuster?
You pick. You choose your own contractor. If you have a public adjuster or attorney, you are free to share our price with them.
Beyond fire rebuilds
Fire rebuilds, including insurance-covered work, are one part of what we do, and often how owners first meet us. Where a covered loss triggers code-required upgrades to sprinklers, structural, life-safety or ADA systems, we scope them ourselves so they're accounted for up front instead of disputed mid-construction.
Repair plus improvement, one contractor
Where a suite is already open for repair and the tenant or landlord wants changes, we fold tenant-improvement scope into the same project, along with items like separate unit-level utility metering. There is no need to bring in a second GC.
Request a free walkthrough
Tell us where the property is. We’ll walk it with you.
No drawings needed and no obligation. You're free to share our price with your insurance company, public adjuster, attorney or other professionals of your choosing.
Prefer to talk? Call or text (415) 299-5369
Fire-loss roadmap
After a fire: seven steps, in order.
A plain-language path from the first hours to a finished rebuild. Take your time. Get a line-item rebuild price before signing anything.
Make it safe, then document it
Photograph and video the damage before anything is moved or discarded, keep receipts for emergency expenses, and secure the property.
Notify your insurer and get your policy
Report the loss and request a complete copy of your policy and endorsements. Note your limits and any ordinance or law coverage.
A contractor’s own line-item price
Have a licensed contractor who prices rebuilds walk the property with you or your representative before you sign off on any scope.
Look beyond what is visible
Smoke and soot travel through attics, wall cavities and ductwork, and charring can compromise framing. Consider third-party testing before accepting a cleaning-only scope.
Compare the estimate line by line
Ask for the line-item estimate, not just a total. Framing, roofing, electrical, plumbing and HVAC are the items most often undervalued.
Choose your own contractor
You have the right to choose. Verify the license with the CSLB, talk to past clients, and see finished work.
Plan for design, permits and time
A major rebuild often needs drawings and permits before construction begins, and a whole-home rebuild commonly runs a year or more.
Help from third parties
Owner checklist · interactive
What to have in hand before you sign anything.
Work through it at your own pace. Tick items as you go; nothing is sent anywhere.
0 of 14 done
Know where a contractor’s help ends. Coverage decisions and the value of your claim beyond repair costs are between you and your carrier. If you want help there, you may want to talk with a licensed public adjuster or attorney of your choosing.
General information only, not legal or insurance advice.
Smoke, soot and air quality
What you can’t see still matters.
Smoke residue isn’t only a cleaning problem. What burned (plastics and vinyl, treated lumber, roofing, electronics) shapes what is left on surfaces and in the air, and soot particles are fine enough to be inhaled deeply. Before anyone accepts a cleaning-only scope, the residue should be understood.
01
Test before you clean
A certified industrial hygienist can sample air and surfaces before work starts, so the cleaning protocol matches what is actually there. It is the same approach used for mold and asbestos.
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Verify after you clean
Clearance sampling after cleaning confirms the work succeeded before occupants return or walls are closed up. The absence of smell is not a test.
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Be careful with ozone
The EPA cautions against using ozone generators in occupied spaces, and ozone does not remove particles. Physical cleaning and HEPA filtration do.
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Protect anyone who goes inside
Limit entry. In fire-damaged areas, wear a properly fitted respirator, gloves and disposable coveralls, and follow fire department and public health guidance.
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Know what can be saved
Some textiles and porous materials may not be cleanable. Ask for testing or a clear salvage standard before paying to clean contents.
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Priced in, not discovered
If third-party testing makes sense for your property, we say so, and containment, cleaning and clearance are built into the scope.
Further reading, from third parties
Third-party publications; LPD Builders is not affiliated with their authors. General information only, not medical, legal or insurance advice.
Who builds your rebuild
The same team builds commercial work in San Francisco.
Structural work, new framing, code upgrades and permits are what we do every week. Here are three of our commercial projects.
SoMa, San Francisco · UnderwaySoMa · Brick-shell rebuildA new building inside a kept brick shell: foundation, shear walls, steel and new floors.
SoMa, San FranciscoSoMa · Office tenant improvementA second-floor office suite with restrooms, conference rooms, HVAC and structural infill.
Inner Richmond, San FranciscoInner Richmond · Bank to clinicA former bank converted to a clinic, with the original marble stair kept.
Other work
